Think you pay a lot for auto insurance? Well, Houston isn't the worst place for Auto Insurance Rates, by far, but still not the best. Drivers in the North Carolina city enjoy the lowest auto insurance rates in the country, paying 43% less than the national average. Cleveland and Pittsburgh take the second and third place spots on ths list, with local drivers paying 31% and 24% less than the national average for their car insurance, respectively.
On the flipside, Detroit, Michigan is home to the most expensive car insurance rates, a fact that researchers blame on the area's many uninsured motorists and the fact that the state's insurers include unlimited personal injury protection with their policies. Drivers in the Motor City pay a full 165% more than the national average for their car insurance.
Wow, so that's #1. Funny thing is, the rest of the list isn't even come close to that 165% premium.
#2. New York City
36% more than the national average.
#3 Miami
34% more than the national average
#4 Los Angeles
25% more than the national average
#5 Atlanta
17% more than the national average
#6 Sacramento
16% more than the national average
#7 San Jose-San Francisco-Oakland
10% more than the national average
#8 Philadelphia
10% more than the national average
#9 Houston
10% more than the national average
#10 Tampa-St. Petersburg
9% more than the national average
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