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Wednesday, April 30, 2014

Endorsement for David Lorms


Nick Nanton, Emmy Award Winner and Multi Best-Selling Author endorses David Lorms and Lorms Insurance Agenct.
www.LormsInsuranceServices.com

Wednesday, April 16, 2014

KBRZSports.com Sponsorship


Recording my commercial at KBRZSports.com for sponsoring the 5A Semifinal Soccer Tournament to broadcast tomorrow Thursday 4/16/14 at 6:30PM. Tune in to hear yours truly!

Interesting article, don't you think? My comment on the article is that it appears generalized on a federal level as each state has their own rules and regulations regarding insurance premiums. For example, in Texas, the Major Insurance companies have to petition the state for permission for rate increases. In my experience, I have seen rates drop upon renewal for some customers. While the Kathy Kristof, the Author, is a respected Financial Writer, and Robert Hunter is director of insurance at Consumer Federation of America, the article does say to check our your own State for more details. In fact, it warns you to do more investigation than make your decision on price alone. Your claims experience is, after all, why you have the insurance. In short, while this article may apply to some states exactly as written, in my opinion, it doesn't for the state of Texas. All insurance companies in Texas are required to use the same policy and there are heavy restrictions on discounts. Premiums in Texas are not negotiable. My clients not only get a stable company backing their claims, but the service on an Agent, me, that has former claims experience that will come in handy if there is a claim. In addition, my Agency contributes to charity and donates to the community. There is more to consider than premium alone.

www.lormsinsuranceservices.com

Friday, April 11, 2014

Insurance Expert David D. Lorms Featured as Guest on The Brian Tracy Show


David D. Lorms was recently seen on NBC, CBS, ABC and FOX network affiliates around the country as a guest on The Brian Tracy Show.

Apr. 11, 2014 - HOUSTON -- Houston, Tex. – April 10, 2014 – Insurance expert David Lorms, President of Lorms Insurance Services (http://www.lormsinsuranceservices.com/), was recently a featured guest on The Brian Tracy Show. Best-selling author Brian Tracy, one of the country’s leading business minds, hosts the show that was recently featured on NBC, CBS, ABC and FOX affiliates across the country.

“The Brian Tracy Show”, filmed in San Diego, California, features an interview format, with Brain Tracy interviewing business leaders and marketing experts from around the world. David Lorms was one of Mr. Tracy’s recent guests, discussing how his sharp business insight assures each individual client of his will receive the best coverage, and emphasized the importance of delivering outstanding customer service.

David Lorms is a Farmers Insurance Agent in Houston, TX. His prior work included experience in sales and insurance claims giving him a solid background for becoming an Insurance Agent. He has won numerous awards including the Blue Vase and Toppers Club. David is heavily involved in his community as a member of his Home Owners Association, an Usher at his Church, and donating time and money to several local Elementary, Middle and High Schools. One program he is proud of is his creation of awarding students for perfect attendance with bikes, medals or other items deemed appropriate by the school. David is also involved in the March of Dimes, AIDS Walk, and Cell Phones for Soldiers, a program that collects old cell phones to exchange for minutes for soldiers to use to call their family.

In 2013, David joined Brian Tracy and a select group of the world’s leading business professionals to co-write the book titled, Change Agents: The World's Leading Experts Reveal Their Secrets for Successfully Changing the Status Quo to Help Their Clients Lead Better Lives and Run Better Businesses. On the day of release, Change Agents (http://davidlorms.changeagentsthebook.com/) reached best-seller status in seven Amazon.com categories - reaching as high as #2 in the “Direct Marketing” and “Marketing for Small Business” categories.

The Brian Tracy Show was produced by Emmy Award winning director and producer, Nick Nanton, Esq. and Emmy Award winning Producer, JW Dicks, Esq., Co-Founders of America’s PremierExperts® and The Dicks and Nanton Celebrity Branding Agency®.

Learn more about David Lorms at www.lormsinsuranceservices.com

Thursday, April 10, 2014

Cheap Home Insurance



Looking for Cheap Home Insurance? Well, if the price sounds too good to believe, here are a few red  flags when making a buying decision.
1. If you are offered The Texas Fair Plan, be warned. This is a state funded bare bones policy, that usually doesn't include coverage for falling objects and sudden discharge of water, to name some. To qualify for the policy, you must have been denied coverage by three other companies first. Sure, the price might be good, but you are sacrificing coverage. And if this type of home policy isn't being explained to you by the Agent, beware!
2. The Dwelling Reconstruction coverage is not only to rebuild or repair your home at the current cost of labor and materials, not including discounts a builder might get, but also the cost to remove debris, including the slab and driveway.
3. Often times the lender will request that you purchase a home policy with dwelling coverage that is equal to or more than the loan. However, the policy only covers the cost to rebuild or repair and it's very possible that cost will not be enough to cover the loan. The bank would never be paid directly from the insurance company to pay off the loan. Plus, the land will always be there and is often the most expensive part of the home purchase. So, discuss this issue with your lender.

For more information about David Lorms, visit www.lormsinsuranceservices.com

Wednesday, April 9, 2014


Houston, Tex. – April 9, 2014 – Insurance expert David Lorms, President of Lorms Insurance Services, was recently awarded an EXPY Award for shared knowledge and success from The National Association of Experts, Writers & Speakers at the first Annual EXPY Awards Ceremony held at the Hard Rock in New York on April 4th, 2014. Among the honorees were Dan Sullivan, the world’s foremost expert on entrepreneurship in action, Brain Tracy, Best-Selling Author and Entrepreneur Expert, and Kevin Harrington, Entrepreneur of the As seen on TV infomercials and The Shark Tank TV Show. Lorms was also a guest on the Rollett Report Radio Show while in New York, answering questions from callers.

Lorms was also interviewed on The Brian Tracy TV Show, as seen on ABC, CBS, NBC and FOX as an industry expert. He was also seen in the March 2014 issue of Forbes magazine with other leading professionals as part of a feature called “America’s PremierExperts® Presents: Forecasts & Strategies For the New Year and Beyond.” In the Forbes feature, David Lorms and other leading experts from various industries were asked for their top tips on “health, wealth and success to help you thrive in the New Year and beyond.

David Lorms is a Farmers Insurance Agent in Houston, TX. His prior work included experience in sales and insurance claims giving him a solid background for becoming an Insurance Agent. He has won numerous insurance awards including the Blue Vase and Toppers Club. David is heavily involved in his community as a member of his Home Owners Association, The Oaks Business Association, an Usher at his Church, and donating time and money to several local Elementary, Middle and High Schools. One program he is proud of is his creation of awarding students for perfect attendance with bikes, medals or other items deemed appropriate by the school. David is also involved in the March of Dimes, AIDS Walk, and Cell Phones for Soldiers, a program that collects old cell phones to exchange for minutes for soldiers to use to call their family.
In 2013, David joined noted business development expert, Brian Tracy, and a select group of the world’s leading business professionals to co-write the book titled, Change Agents: The World's Leading Experts Reveal Their Secrets for Successfully Changing the Status Quo to Help Their Clients Lead Better Lives and Run Better Businesses. On the day of release, Change Agents reached best-seller status in seven Amazon.com categories - reaching as high as #2 in the “Direct Marketing” and “Marketing for Small Business” categories.

Learn more about David Lorms at www.lormsinsuranceservices.com