Tuesday, May 31, 2011
After getting flood insurance, there are several things you can do to minimize losses in your home and ensure your family's safety.
1. Safeguard your possessions.
Create a personal flood file containing information about all your possessions and keep it in a secure place, such as a safe deposit box or waterproof container. This file should have:
A copy of your insurance policies with your agents contact information.
Conduct a household inventory: For insurance purposes, be sure to keep a written and visual (i.e., videotaped or photographed) record of all major household items and valuables, even those stored in basements, attics or garages. Create files that include serial numbers and store receipts for major appliances and electronics. Have jewelry and artwork appraised. These documents are critically important when filing insurance claims. For more information visit www.knowyourstuff.org.
Copies of all other critical documents, including finance records or receipts of major purchases.
2. Prepare your house.
First make sure your sump pump is working and then install a battery-operated backup, in case of a power failure. Installing a water alarm will also let you know if water is accumulating in your basement.
Clear debris from gutters and downspouts.
Anchor any fuel tanks.
Raise your electrical components (switches, sockets, circuit breakers, and wiring) at least 12 inches above your home's projected flood elevation.
Place the furnace, water heater, washer, and dryer on cement blocks at least 12 inches above the projected flood elevation.
Move furniture, valuables, and important documents to a safe place.
3. Develop a family emergency plan.
Create a safety kit with drinking water, canned food, first aid, blankets, a radio, and a flashlight.
Post emergency telephone numbers by the phone and teach your children how to dial 911.
Plan and practice a flood evacuation route with your family. Know safe routes from home, work, and school that are on higher ground.
Ask an out-of-state relative or friend to be your emergency family contact.
Have a plan to protect your pets.
For more information on emergency preparation, talk to your insurance agent or visit Ready.gov.
Friday, May 27, 2011
Thursday, May 26, 2011
Thursday, May 12, 2011
The following is a rundown of the “Top 10” makes of vehicles reported stolen to the Houston Police Department during the month of April 2011.
1. Chevrolet Trucks 127
2. Ford Trucks 123
3. Honda Cars 85
4. Dodge Trucks 68
5. GMC Trucks 38
6. Toyota Cars 36
7. Chevrolet Cars 34
8. Dodge Cars 28
9. Ford Cars 23
10. Buick Cars 17
Tuesday, May 10, 2011
This makes you think twice about what kind of dog you may want to have!
State Farm reportedly paid more than $90 million as a result of the nearly 3,500 dog bite claims in 2010.
The list of the top 10 states for dog bite claims in 2010 processed by State Farm is as follows:
State - Number of claims – Claims paid (estimated)
1. California 369 $11.3 million
2. Illinois 317 $9.7 million
3. Ohio 215 $5.7 million
4. Texas 202 $3.7 million
5. Michigan 166 $5.2 million
6. Pennsylvania 155 $3.9 million
7. Florida 146 $5.6 million
8. Minnesota 139 $3.4 million
9. New York 119 $4.3 million
10. Indiana 114 $1.8 million
The Insurance Information Institute (III) estimates that in 2009, insurers across the country paid more than $412 million in dog bite claims.
Source: State Farm