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Thursday, March 31, 2011

Donation to Lu Lu Stevens Elementary School

Farmers Agent David Lorms, donated money to fund a perfect attendance award program to Lu Lu Stevens Elementary School for the Spring 2011 semester. This program gives students the incentive to attend class with perfect attendance for the opportunity to win prizes. Pictured with Lorms is Lucy Anderson, Principal.

Tuesday, March 29, 2011

Seeking Agency Producer - Insurance Sales (TC Jester and Loop 610)

Agency producers work in Farmers agencies as field sales professionals. Agency producers are able to sell insurance and financial products much as an agent does and financial service products if the agent has the required licenses. But an agency producer does not have the responsibility of managing a business operation. Agency producers are compensated by the agent for who they provide services. If you are bilingual, you may also qualify for other financial incentives.

Minimum qualifications, usually preferred include:

• Excellent written and oral communication skills (Bilingual a plus-Spanish)
• Customer service oriented
• Good computer skills and proficient with Word, Excel and PowerPoint
• Excellent organizational skills
• Highly motivated entrepreneur
• High School Diploma
• Good credit history ; Insurance license a plus

So why wait? Explore an exciting new opportunity as a Producer in a Farmers agency.
Location: TC Jester and Loop 610
Compensation: Salary plus bonus/commission

Compensation: Salary (hourly) plus bonus/commission

Monday, March 28, 2011

Unrestrained risks

While strolling down a country road during the summer of 1999, author Stephen King was hit by a weaving van that almost took his life. As King describes in his memoir “On Writing,” a distracted driver had reached into the backseat of his van trying to push his Rottweiler away from a cooler containing meat. The out-of-control van struck the famous writer head-on.

This scenario is not that uncommon. Dog owners often take their beloveds with them when tooling around town, running errands and even on long road trips. And most often the dogs are free to move about in the vehicle. According to Paws to Click, a movement that promotes safe pet travel, unrestrained pets result in more than 30,000 auto accidents per year in the United States.

Think about this: In an accident of only 30 mph, a 60-pound dog can cause an impact of 2,700 pounds, slamming into a car seat, a windshield or another passenger.1

Shocked and scared
After a crash, when every moment is precious, unrestrained pets can attack or otherwise impede emergency medical personnel from reaching critically injured persons. Dogs thrown out of vehicles during or after a collision may be shocked and disoriented and prone to attack passersby. They may survive the initial crash and then bewildered, wander into moving traffic or onto a highway causing another accident or their own demise.

Protect yourself; protect your dog
Endorsed by Bark Buckle UP, a leader and expert in pet travel safety, pet seat belts are the preferred pet safety product. They constrain dogs from distracting the driver and protect pets from being thrown after a collision. Other popular restraints include:

Hard-sided pet travel crate
Pet vehicle seat
Soft-sided pet travel crate
Vehicle pet barrier
Remember, if your dog is near you while you’re driving, he or she can interfere with both your physical and mental ability to operate your vehicle. Learn more about smart driving with your dog at Bark Buckle Up. Traveling together is fun; keep it safe.


Tuesday, March 8, 2011

Industry news: Proposed Flood Insurance bill gets positive initial reaction

With the National Flood Insurance Program (NFIP) currently scheduled to expire September 30, a proposed bill that would extend it five years is being hailed as a good starting point for long-term reform. It would phase out most rate subsidies, tie coverage limits to the rate of inflation, vary the deductible by how subsidized the premium is, and allow the program to sell optional additional living expense and business interruption coverages. Read an Insurance Journal article summarizing the proposed bill.

Monday, March 7, 2011

What is a good car for a16 year old?

Question: I'm a 16 y/o boy and i'm going to have enough money to purchase my own car for my junior year of high school. I'm curious as to what car I should be looking in to/brand. My budget will range between 10-15,000. Definitely looking for a stylish/sporty car. I was thinking either a mustang, or a pontiac g6. I am looking for a used, and i am aware that i have to be conscious of insurance. and with the mustang it's been my dream car since I was a little kid. i love the 90's model's especially.

Answer: The best option is to get an older, 4 door vehicle, where you can buy liability only. Sport cars for anyone under 25 could be up to $1,000 per month for insurance. Be sure to take Drivers Training for a discount. If you have a GPA of 3.0 (B+) or better, you can also get a "good student" discount. You also will want to consider bundling your auto policy to your parent's policy, where you would benenfit from "multiple car", "auto home" and "good credit" discounts. If you had an accident or ticket, it would not affect your parents policy.

Thursday, March 3, 2011

Black History Month February 2011

Farmers Agent David Lorms, donated Farmers Freedom Song lesson plans including a film to Lu Lu Stevens Elementary School. Celebrating a century of African-American history, the documentary film Freedom's Song: 100 years of African-American Struggle and Triumph highlights significant milestones of the African-American experience. Pictured with Lorms is Principal Lucy Anderson.