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Friday, July 19, 2013

Where would they be — without you?

Earlier this month, we celebrated our independence as a nation. Perhaps because we were founded by rugged individualists, many of us still tend to expect a lot of independence of ourselves — and others — on a personal level. One way you can help your family maintain its independence if anything happens to you is by having life insurance. I can show you several options that may help ensure your family can maintain its current lifestyle. Life insurance is one of those products you buy and hope never to need. But if anything happens to you, having life insurance could be an enormous relief to your family. Consider these questions: 1.Could your family keep up the house payment/rent, car payment and other expenses without your income? 2.Could your children get the education you want for them? If your answer was “no,” then you may want to consider life insurance. Another significant reason to have life insurance is to help pay for your final expenses. The typical cost of a traditional funeral and burial1 today is about $10,000, and even cremation is likely to run from $2,000 to $4,000.2 If you prefer that your spouse and loved ones not bear the burden of costs like this, you may want to consider the Farmers Graded Death Benefit Whole Life policy*. It’s available to people up to age 80, and no medical exam is required. And, as a Farmers customer, you may be eligible for discounts. Call me today; I can show you options for your individual situation and life stage. The cost of having this peace of mind may be lower than you expect.

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