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Friday, March 20, 2009

Cutting insurance can leave you exposed

Cash-strapped families might be tempted to let insurance policies lapse or, at the very least, reduce auto, home and life insurance coverage. "Even a very, very high deductible -- even higher than $2,000 -- is better than having inadequate insurance, because you're in some way capping your loss," says Jeanne Salvatore, senior vice president of the Insurance Information Institute. *Consider dropping collision and/or comprehensive coverage if you've had your car for four or more years.

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