7 Reasons you need Life Insurance

Life Insurance...
1. Buys time – Allows loved ones to focus on their grief by helping to pay for the funeral and other final expenses.

2. Provides a fresh start – Lets loved ones start with a clean slate by helping to pay off credit card bills, outstanding loans and even the mortgage.

3. Generates income – Helps replace lost income for years to come so that surviving family members can continue to pay for life’s necessities.

4. Offers flexibility – Gives a surviving spouse the chance to take time off from work or to switch to a job that offers a more flexible work schedule.

5. Creates opportunities – Can provide funding to start a business, or pay for schooling so surviving family members can train for a new career.

6. Funds the future – Offers a way to fund longer-range goals like a college education for the kids or a secure retirement for a surviving spouse.

7. Leaves a legacy – Gives parents the chance to leave future generations with the legacy of long-term financial security.

In these challenging times, many people have been hit with painful losses in the value of their homes and savings. With less to fall back on than in years past, life insurance can be that safety net that catches our loved ones if the worst were to happen before we’ve had the chance to rebuild lost savings.