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Wednesday, April 15, 2009

David Lorms Speaks with Senior Class


David Lorms, Farmers Insurance Agent, recently visited the Senior Class of Teacher Kris Killam to discuss the cost of living expenses students would face once they have graduated from Waltrip High School. Among the topics discussed were examples of the cost and types of insurance. Pictured Chris Killam, Teacher, David Lorms, Farmers Insurance, Shannon Fitzgerald and Elias Ramirez, Waltrip students.

Farmers Insurance by David Lorms Donates to Oak Forest Elementary School


David Lorms, Farmers Insurance Agent, donated $500 to Oak Forest Elementary School to fund a Perfect Attendance program. Students with perfect attendance will be entered into a drawing for prizes to be awarded at the end of the semester. This is the 2nd year Mr. Lorms has funded this project. Pictured are Scott Pollack, Principal, and David Lorms, Farmers Insurance.

Farmers Insurance by David Lorms Donates to Lu Lu Stevens Elementary School


David Lorms, Farmers Insurance Agent, donated $500 to LuLu M. Stevens Elementary School to fund a Perfect Attendance program. Students with perfect attendance will be entered into a drawing for prizes to be awarded at the end of the semester. This is the 2nd year Mr. Lorms has funded this project. Pictured are Lucy Anderson, Principal, Principal, and David Lorms, Farmers Insurance.

Monday, April 6, 2009

Farmers Insurance by David Lorms Donates to Katherine Smith Elementary School



David Lorms, Farmers Insurance Agent, participated with the Katherine Smith Elementary School Health Fair on Wednesday April 1st, 2009 by donating Child Protections kits and M.I.L.K. (Managing Information on Lost Kids) CDs. These kits and CDs provide a convenient location to store photos and important information regarding your children. Pictured are Sandra Vreitkpevz, School Nurse, and David Lorms.

Volunteers for SNAP



Volunteers for SNAP

David Lorms, Farmers Insurance Agent, volunteered at the Bayou City Art Festival at Memorial Park in Houston, TX on March 28th, 2009. SNAP (Spay and Neuter Assistance Program) volunteers staff the beverage booths for the festival, with SNAP keeping all tips and a portion of sales in return. SNAP brings in tens of thousands of dollars twice a year thanks to our participation at this event.
For more information about SNAP, visit www.snapus.org.

Tuesday, March 31, 2009

Texas Senate Approves Anti-DWI Bills

March 31, 2009

The Texas Senate has approved two measures aimed at reducing drunk-driving fatalities in Texas. According to data from the National Highway Traffic Safety Administration, Texas was second only to California in 2007 in traffic fatalities as a result of alcohol. Under the bills, police officers would have more tools to catch drunk drivers.

The first, SB 261, would expand the circumstances under which a driver can be compelled to give a blood or breath sample. Under current law, a person can only be required to take a breathalyzer or blood test without a court order if they are involved in an accident that results in death or serious injury. The bill by Greenville Senator Bob Deuell would add four more situations that would require a person to take a breath or blood test.

A person could not refuse a test if they cause an accident that leads to a person being taken to a hospital, if they are driving with a child in the car, or if they have a prior intoxication felony conviction or two DWI convictions.

"Senate Bill 261 does not require a breath or blood specimen from a first or second time DWI offender, focusing only on chronic repeat offenders and those offenders who endanger the lives of children," said Deuell.

The second measure, one that would allow sobriety checkpoints, received tentative approval from the Senate. SB 298, by Dallas Senator John Carona, would allow the use of checkpoints to randomly stop drivers in an effort to find drunk drivers.

Carona said his bill has a number of important safe guards built in, to address concerns about racial profiling or police harassment. Checkpoints would be limited to counties with populations greater than 250,000 or cities greater than 500,000, Carona said, to ensure the manpower and resources are available to ensure the proper operation and administration.

Checkpoint locations would be restricted to areas with a where drunk driving regularly occurs, and cannot be placed based on racial or socio-economic factors. All stops must be video and audio taped, with the records kept for two years. A certain location can only be covered by a checkpoint once a year, for four hours at a time, and stops cannot take longer than 3 minutes. Only upon suspicion of DWI would a driver be asked to provide a driver's license and insurance card. Finally, all checkpoints must be conducted according to a written plan, and notice of the checkpoint must be published in a newspaper or on the Internet.

Carona said his bill is not about catching drunk drivers, it's about stopping people from driving drunk in the first place.

"The most significant reason that checkpoints have been successful in other states isn't because of the ability to stop people," he said. "It's because when people know that there are sobriety checkpoints, they begin to change their behavior." The bill will likely come up for a final vote later this week.

Source: Texas Senate, www.senate.state.tx.us/

Friday, March 20, 2009

Cutting insurance can leave you exposed

Cash-strapped families might be tempted to let insurance policies lapse or, at the very least, reduce auto, home and life insurance coverage. "Even a very, very high deductible -- even higher than $2,000 -- is better than having inadequate insurance, because you're in some way capping your loss," says Jeanne Salvatore, senior vice president of the Insurance Information Institute. *Consider dropping collision and/or comprehensive coverage if you've had your car for four or more years.